All calculators and tools
Every HumainOne calculator and step-by-step checker in one place. All free, all run on your own device.
Pay Commission & Salary
8th Pay Commission salary calculator
Estimate your 8th Pay Commission salary: enter 7th CPC basic pay, choose a fitment factor (1.92×–2.86×) and city class to see new basic pay, HRA and the change.
Tool8th Pay Commission pension calculator
Estimate your revised basic pension under the 8th Pay Commission: enter your 7th CPC basic pension and a fitment factor, compare with today’s pension + DR.
ToolDA hike & arrears calculator
Calculate DA or DR, the monthly increase from a DA hike and your arrears. Pre-filled with 60% (current) and 63% (expected from July 2026).
Tool7th CPC salary calculator (DA 60%)
Work out your central government salary today: basic pay, 60% DA, HRA by city class, transport allowance with DA, NPS/UPS and CGHS deductions.
Income Tax
Income tax calculator 2026-27 (new vs old)
Compare your tax under the new and old regimes for Tax Year 2026-27, with ₹75,000 standard deduction, ₹12 lakh rebate, marginal relief, surcharge and cess.
ToolIn-hand salary calculator (CTC → take-home)
Convert CTC to monthly take-home pay with PF, gratuity, professional tax and income tax (new or old regime), including the labour-code 50% wage rule.
ToolHRA exemption calculator
Work out your tax-free HRA for Tax Year 2026-27. From 1 April 2026 the 50% limit covers 8 cities incl. Pune, Bengaluru, Hyderabad, Ahmedabad. Old regime only.
Linking & DBT
“DBT not received” checker
Answer 2–3 questions to find why your PM-Kisan, Ladki Bahin, scholarship, LPG subsidy or other DBT payment hasn’t reached your bank — with the exact fix.
Tool“Which linking do I need?” checklist
Pick your profile — salaried, government staff, pensioner, farmer, student or Ladki Bahin beneficiary — and get your exact Aadhaar/PAN linking list.
PF, Pension & Gratuity
Gratuity calculator
Calculate gratuity with the 15/26 formula, 6-month rounding rule, ₹20 lakh tax-free limit, ₹25 lakh central government cap and the 1-year fixed-term rule.
ToolEPF calculator (8.25%)
Estimate your EPF corpus at retirement from basic + DA, current balance, salary growth and the 8.25% rate for 2025-26 — and see how much goes to EPS instead.
ToolUPS vs NPS pension calculator
Compare the Unified Pension Scheme (assured 50% after 25 years, minimum ₹10,000) with NPS (market-linked, 60% lump sum, 40% annuity) on your own assumptions.
Private by design. Every calculator and checker on HumainOne runs inside your browser. Nothing you type is sent to us or stored.